I need to find a cheap apartment, and I am looking for one in Salt Lake City, Utah. So I need to find listings and I hope to find an apartment for rent in Salt Lake City that I can actually afford, because that is my biggest concern. I do not want to end out on the street, in case I am not able to find any apartments that are actually in my price range. But I do worry that might be a possibility. I do not make a lot of money at the moment, but that isn’t even really the whole problem, not by any means.
Rather, I made a bunch of stupid decisions when I was in college, and as a result of those decisions, I have a lot of credit card debt. I have to pay quite a bit on a monthly basis, just to satisfy the monthly minimums on all of my credit cards. If I had a time machine, then I would definitely try to go back and make sure that I never got involved with credit cards in the first place, because they have cost me so much trouble. I should have known better, but I started going to college when I was 18 and companies kept sending me pre-approved offers for credit cards in the mail.
I don’t know about most people, but at the age of 18, I was not personally suited to resist the temptations of credit cards very well. But anyway, I should be able to manage to afford to pay my monthly rent on a cheap apartment, so long as I can find one for the right price. I also will have to make sure that I am very careful with my spending, such as on groceries, to save enough money each month.